With the Microloan Zaloan you can get up to € 300 free if you are a new client, and up to € 700 if you have already applied for loans with the company. No payroll or endorsements.
Get up to € 300 free with your first loan at Zaloan, get the answer in less than 15 minutes and return it in up to 30 days.
You are interested if
|You are looking for quick financing to solve an urgent economic problem and you want to save the most. The first time you can get up to € 300 totally free to return in up to 30 days.|
|Short description||It is a quick loan with acceptance in 15 minutes, which you can have in your account in record time. The first loan has a minimum of € 50 and a maximum of € 300, while successive loans can be up to € 700. One of the most remarkable points of this loan is that the first microcredit is free.|
|Limits and deadlines||The maximum limit that a client can request in his first loan is € 300. For former customers the amount increases to € 700. The credit can be returned within 5 to 30 days.|
|Acceptance times||Zaloan’s response is very fast. You will be able to know if the loan has been accepted in less than 15 minutes, and the money will be deposited in your account immediately if the bank coincides with the lender’s.|
|TAE||The first loan with Zaloan is totally free, so the APR of this loan is 0% for the first time. This means that if you request € 300 you can return it in up to 30 days paying only the € 300 you requested.|
|How to hire it||You can request the Zaloan microcredit through the form found on its website. The request is very easy and fast.|
|Main requirements||To be able to apply for the Zaloan loan and be accepted, you must be between 25 and 70 years old, have a stable source of income, not be registered in a defaulter file as an ASNEF, reside permanently in Spain and have an account number to your name in a national entity.|
Mini-credits Zaloan: how are they?
Main characteristics: advantages and disadvantages
The microcredit of Zaloan has been designed to solve small economic contingencies for which you do not have the necessary cash, although the company will not ask you what you need the money for. In a first contact with the company Zaloan the maximum that you can request will be € 300, and in successive loans you can get up to € 700.
Zaloan offers the first loan completely free of charge if it is returned within the agreed deadlines in the beginning. There is the possibility of extending the loan if it is not possible to pay it within the stipulated period. This extension can be done for 15 days and has a cost of € 13.74 per € 100 extended for 15 days.
Operation: How to request this mini-credit?
The loan from Zaloan is very simple to request. You only need to visit their website and fill out a simple form. The lender will ask you for the necessary information to know if you are eligible to receive the loan and you can have it entered in your account in less than 15 minutes.
To receive the loan as we have said, immediately, your bank account must match any of those used by Zaloan. Zaloan works with the largest banks in Spain to ensure that it reaches as many customers as possible in record time.
These banks are: Santander, La Caixa, Caja Mar, Bankia, Banesto Bankinter Crédito de Maroc, NovaCaixa Galicia, Banco de Guayaquil, Caixa Penedés, Caja laboral and Banco Popular. If your bank is not among those we have mentioned you will have to wait a little longer to receive your money.
Main conclusions about the product
The Zaloan microcredit is an excellent option to take into account in order to urgently finance an unforeseen event. You can request it from the age of 25 and receive it in your account in less than 15 minutes if your account is in one of the banks with which the entity works.
The fact that the loan is free makes it a good way to save the most. You can get the financing you need without having to make an extra expense. Simply, you will return the money that Zaloan has lent you and not a penny more.
If you are sure that you will be able to face the repayment of the loan within the stipulated period, it is one of the best options. However, if you are not going to have the necessary money to repay the loan, you may have to consider other options: not paying the loan in the right time can cost you money.
The microcredits tend to have a somewhat high interest, but in the case of Zaloan we find a totally free loan that you can take advantage of to face an unforeseen event. If you need money urgently and want to save as much as possible, the Zaloan microcredit can be your best ally.
The company: Zaloan
Zaloan is a company dedicated to financing for people who are in need of urgent money. It differs from other companies in that it offers a first loan of up to € 300 totally free. In addition, it is also characterized by its speed can get to have the money entered into your account in less than 15 minutes.
We have analyzed the microcredit of Zaloan and consider that it is a good product, created with the idea of helping people to finance themselves without spending more. It has been thought to be an easy loan to request and return.
Undoubtedly, the possibilities offered by Zaloan to its clients with this microcredit are very striking. If you want to save the most, get the money you need quickly and choose a company that increases the limit of your credit in future loans, the Microloan Zaloan is an excellent option for you.