We present the Yoabank personal loans service, which represents a financing opportunity for any objective you have in mind. You will be able to carry out the request of a credit that you will be able to return in comfortable terms, in a responsible and sustainable way for your personal economy.
Get up to € 60,000 in just 48 hours with the personal loan from Yoabank, with which you can finance any of your projects from a 6.12% APR.
You are interested if
|You need a loan of any amount, dedicated specifically for consumption and personal projects, and that you can adapt in the amount of the monthly fee in an appropriate way to the level of your personal finances. All without changing your current bank.|
|Short description||The Yoabank personal loan allows you to request a money quickly and it will be paid in less than 48 hours.|
|Limits and deadlines||With this loan you can request from a minimum of 6,000 euros to a maximum of 60,000. The time for its return can go from 12 months to 8 years.|
|Acceptance times||The pre-approval is carried out immediately after a simple procedure that is done through the Internet.|
|TAE||The minimum APR is 6.12%, and the maximum is 14.82%. The exact percentage will depend on the purpose and amount of the loan.
As an example, 7,18% APR for a loan of 12,000 euros to be repaid in 96 months, dedicated to a reform of the home .
|How to hire it||Recruitment is done through the Yoabank online portal, from any device capable of connecting to the Internet.|
|Main requirements||The main requirements to apply for this loan are to have a source of income by payroll, pension or income as a self-employed person.|
Yoabank personal loans, information about the product
At Bonsai Finance, we believe that Yoabank personal loans represent a form of financing that is as flexible as possible. These allow you to have a practically immediate way of your money, being able to use it for whatever you want.
In addition, the number of installments is determined by you based on your financial capacity to meet the amount of the installments.
Unlike most online credits of this type, Yoabank personal loans are designed individually. Thus, they will offer you a series of options according to your needs and the objective with which you request the loan.
We remind you again that the minimum amount of money you can request is 6,000 euros, and the maximum 60,000. The return, on the other hand, can be adjusted between the periods of 12 months to 8 years.
You must bear in mind that Yoabank offers these loans mainly for the purpose of consumption, so it will not grant you loans for lotteries, business assets, treasury or the payment of taxes.
In addition, it is essential to present a minimum income of 1,200 euros per month, with a contract for indefinite employment of at least two years old. They also have restricted the granting of the loan to those under 28 years, considering the ideal age for it the range between 35 and 55 years.
How does it work?
Carrying out the hiring process will not be complicated for you. You only need a device that can connect to the Internet to access the Yoabank online portal.
Once there, you will only have to fill out a credit application form, after which you will be sent in an automatic response the request for the necessary documentation to assess the concession. It is important to provide a document justifying the purpose for which you want to use the money.
Once all the information has been sent, you will receive a contract regarding the loan that you will have to sign, and after receiving it from the entity, you will receive the money within a maximum period of 48 hours, whatever your bank may be.
From Bonsai Finance we recommend this product if you need a credit for consumption that suits your financial situation. You must consider that it is not a microcredit company, but for high loans of up to 60,000 euros.
The conditions of these personal loans are among the most competitive, with the lowest APR interests, compared with the average of other loans dedicated to consumption in Spain. On the other hand, the speed of the management of the requests is another value that you must take into account.
The main disadvantage of this product is the need to demonstrate a monthly income of a fairly high amount. As well as the obligatory presentation of an indefinite contract if you are a paid employee. Also, in order for your application to be approved, you must be at least 28 years old.
You must also be very sure that you will be able to face the payment of the contracted fees. Otherwise, the entity will contact you before passing your case to a recovery company, which will probably pressurize you.
The company: Yoabank
It is a company of French origin that has specialized in credit for consumption, online credit and cards. It represents the commercial brand of financing of BNP Paribas, one of the most important banks in Europe, fruit of the merger in 2000 of the National Bank of France and the Paribas.
It has been established in thirty countries, accumulating a portfolio of more than 27 million customers. Its main activity is financing at the point of sale. And it has a presence in more than 1,000 vehicle dealerships and 4,000 partner stores.
At Bonsai Finance we believe that this personal loan is recommended for you if you are aware of your financial situation and enjoy a certain stability in terms of your monthly income.
Among its advantages are the speed of the loan, once you have provided all the documentation, and the high amounts you can finance.
However, to access the concession of personal loans Yoabankse require quite demanding requirements. And once it is granted to you, you must make sure to comply with all the quotas at the time. The company will hardly bother to contact you once before turning to third parties to demand the return.